Hailing from small town Anoka, MN, Brad attended United States International University (USIU) and later graduated from San Jose State University (SJSU) on a golf scholarship while competing in the 1993 NCAA Tournament. After pursuing a career as a professional golfer and PGA of America Teaching Professional, Brad later accepted a position as a Loan Officer in 2004. Realizing the lack of reliable information and transparency in the lending industry, he developed a robust and informational website for Buyers. HomeLoanArtist.com helps homebuyers make more informed decisions. Brad is an Independent Mortgage Loan Consultant committed to educating & empowering home buyers (& homeowners) to better understand the loan process, compare loan options, and qualify for an affordable mortgage loan. With Brad’s knowledge and 17 years of experience, he specializes in the many different $0 down and first time homebuyer and down payment assistance programs, such as CalHFA, CalHERO, GSFA Platinum Grant, GSFA OpenDoors, Chenoa Fund, FHA, VA, USDA, HomeReady and HomePossible homebuyer programs. Brad resides in Murrieta with his wife Tamara, son Grant, enjoys family time fishing, golfing, and watching his son pursue his passion for baseball.