With over 25 years in the mortgage industry, the last 15 dedicated to VA homeownership, I’m passionate about helping veterans achieve their dreams. My expertise lies in VA refinances (IRRRLs) and purchase loans. My motto: always 2nd “Clients First,Always.” I bring enthusiasm, optimism, and a positive attitude to every interaction, ensuring a smooth and stress-free loan process. “In my free time, I enjoy reading, staying active, and cruising on my Harley or classic car – much like many veterans!”