I started in the mortgage industry in 1998 after moving to California from Wisconsin in 1997. After 15 years in the paper mill industry I embarked on a new career. I have always loved working with numbers and with some discussions, encouragement and quite frankly the initial idea of becoming a loan originator from my sister, I began originating loans. Actually, I started reading Underwriting guidelines. Lol. Boring!!! Yes, this was due to my sister as well as she worked in the mortgage insurance industry for 35 years. She felt I needed to know guidelines in order to advise people of their true options. I still remember my coworkers asking me “why aren’t you out selling loans instead of reading guidelines?”. To this day, I do not consider myself a salesperson. I look at myself as a trusted advisor helping all clients I am fortunate enough to work with in understanding the process. I feel it is my duty to give accurate and timely information and find huge satisfaction with educating clients. Many clients don’t know they have choices and I enjoy informing and educating them of this. I know I am their best advocate in achieving the goals they have set and delivering on these expectations. I love my job. Whether it is a First Time Home Buyer or a $3 mil loan, I work with all clients giving them the same straight forward information. Whether you want to buy or refinance palace in La Cresta or a Manufactured home I am here to serve you. Each transaction can have some unique characteristics and I take the time to work with you as an individual to determine the best course of action that fits your needs.